Self-Employed Loans – Flexible Solutions for Business Owners
How to Qualify for a Self-Employed Loan through a mortgage broker?
Are you a self-employed professional or business owner struggling to secure a home loan? At Linton Finance, we understand that traditional lending criteria don’t always fit your financial situation. Our self-employed loans are designed to provide tailored solutions, helping you achieve your property goals without the stress.
What Are Self-Employed Loans?
Self-employed loans are specialised lending options for individuals who run their own businesses or work as contractors. These loans often consider alternative income verification methods, such as business financials, bank statements, or accountant declarations.
Why Are Self-Employed Loans Different?
Unlike standard home loans, self-employed loans cater to:
Benefits of Self-Employed Loans
Flexible Income Verification
Use alternative documentation like bank statements or BAS statements.- Tailored Loan Options
Loans structured to meet your unique financial needs.- Fast Approval Processes
:- Skip the hassle of traditional lending criteria.
How to Qualify for a Self-Employed Loan
To secure a self-employed loan, you’ll need:
Proof of income (e.g., BAS statements, bank statements, or tax returns).
A strong credit history.
Evidence of your ability to repay the loan.
Why Choose Linton Finance for Self-Employed Loans?
At Linton Finance, as business owners ourselves we specialise in self-employed lending with a focus on:
: Get guidance from professionals who understand the unique challenges of self-employment.
Wide Range of Lenders, we have over 35 lenders on our panel and so we aren't stuck in a box.
Access competitive rates and terms from Australia’s leading banks and lenders.
From application to settlement and beyond, we’re with you every step of the way.
Ready to Secure Your Self-Employed Loan?
Whether you’re looking to purchase your dream home or invest in property, our self-employed loans are here to help. Let us find the perfect solution tailored to your needs.
Contact us today at 1800 738 880 or book an appointment to explore your options.
Book a call with a mortgage broker today to get your loan options in 24 hours.
Nathan was fantastic to work with throughout our process. From the ease of initial entry of information, to dealing with unexpected changes from our end and answering our many questions, Nathan was always ready to support us and go above and beyond.
Harry Nicholls
Nathan is an incredible mortgage broker. He made the entire process go by smoothly, and negotiated several great options within days. Even though we had to apply for a second loan after the first was approved due to change in circumstances, he kept the process as stress free as possible. We are all the way in WA, and despite the time differences, he was still lightning quick with his responses, even outside of business hours. He is friendly, approachable, and answered all of our silly little questions with ease and confidence. We can’t wait to recommend Nathan to our friends and family, and we would definitely seek out his services again in the future. We have Nathan to thank for allowing us to buy our first home. Thank you!
Eda Pui
My refinance process was smooth and hassle-free. Nathan was highly responsive, knowledgeable, and made everything easy from start to finish. I felt confident throughout and look forward to working with him again in the future. Highly recommended.
Brendon Xu
Could not fault this business, the efficiency and quality of Nathan’s service is second to none, he made buying a home simple and stress free. Thanks again.
josh
Nathan has been an amazing mortgage broker for us. There was a lot of questions my husband and I were concerned and unsure about, but Nathan was able to break down our concerns and address them- leaving us stress free. He went above and beyond for us to secure our home and we are so grateful. Highly recommend!!
Alyssa Balayo
Working with Linton Finance was a game changer for us, they were somehow able to get us approved just days after speaking and our loan refinanced to a cheaper rate with cash out for a renovation in 2 weeks. The whole process was without any printing and signing and Nathan always picks the phone up when we call with questions. Super happy with the result and look forward to recommending them to our friends and family.
Michael Angelo DelaCruz Rubio
Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.
No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.
We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.
Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.
The exact documents depend on your situation, but generally, you’ll need:
ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)
Don’t worry—we guide you through the entire process, making it as easy as possible.
No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.
We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)
Linton Finance Pty Ltd ABN: 30 676 911 210. Credit Representative #560299 is authorised under Australian Credit License #389087
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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