Mortgage Broker in Sydney, NSW 2000

At Linton Finance, we're Mortgage Brokers in Sydney helping clients get into their property sooner with a range of loan options

5.0

from 25 Reviews

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Based in Sydney? Get intouch with your local Mortgage Broker

Finding the right finance and mortgage broker can be challenging, but Linton Finance, located in the heart of Sydney, NSW 2000, is here to simplify your journey. Whether you’re buying a home, considering an investment loan, or seeking options to grow your equity, our dedicated team is ready to help you navigate the intricacies of the local property market. We provide access to a wide range of loan options from banks and lenders across Australia, ensuring you get tailored solutions that suit your financial situation.

At Linton Finance, we pride ourselves on offering a streamlined application process that cuts through the complexity of dealing with financial institutions. Our finance and mortgage brokers have a deep understanding of the ever-changing landscape of loan interest rates, including both fixed interest rate loans and variable loan rates. We’re committed to providing advice on loan amounts that align with your borrowing capacity, credit history, and financial aspirations. By assessing your loan to value ratio (LVR), we can guide you in managing costs like stamp duty and lenders mortgage insurance (LMI), ensuring no hidden surprises pop up later in the process.

A significant aspect of getting the right mortgage is understanding the available interest rate options and how they influence your repayments. Our brokers offer insights on calculating loan repayments, whether you're considering a fixed interest rate for predictable monthly payments or a variable interest rate with potential ups and downs. In addition, we can advise on how interest rate discounts might benefit you, providing potential savings in your long-term financial plan. Knowing when to choose a fixed or variable rate can have a profound impact, and Linton Finance is here to ensure you make informed decisions that reflect your unique needs and preferences.

Check your Loan Health

Securing a home loan or applying for a loan doesn't have to be daunting. Our services extend to facilitate loan pre-approval processes, giving you confidence as you explore properties. Pre-approval, or getting pre-approved, can set you apart in the competitive Sydney market by demonstrating your readiness to purchase. Our advice also includes how to effectively use an offset account to reduce interest costs and leverage your home equity for financial flexibility. We handle the details, such as collecting bank statements, crafting a solid loan application, and understanding every piece of the application process, so you focus more on your future home and less on paperwork.

The local property market in Sydney can be dynamic and challenging to navigate alone. Linton Finance positions itself as your strategic partner in cutting through the complexities, providing insights and guidance tailored specifically to Sydney residents in NSW 2000. We believe that empowering our clients with knowledge and support leads to better outcomes, whether you're purchasing your first home or considering an investment property that capitalises on Sydney's growth.

Linton Finance is dedicated to simplifying finance and mortgage decisions for residents of Sydney, NSW 2000. Our team's expertise helps you apply for a home loan or investment loan with clarity and confidence. If you're ready to take the next step towards owning a home or expanding your portfolio, reach out today. Let us help unlock the doors to your future, providing personalised loan options that enrich and elevate your home buying experience.

Nathan Linton, Mortgage Broker in Sydney

Nathan Linton is a dedicated Mortgage Broker at Linton Finance. With over 8 years of experience in the finance industry and more than 14 years in client-facing roles, Nathan is a seasoned expert in mortgages and loans. His enthusiasm for finance has enabled many clients to achieve their dreams of homeownership or grow their wealth through property investment.
Reach out to Nathan today for help with your lending needs.

Call Nathan
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Rated 5 Stars from our clients

Nathan was fantastic to work with throughout our process. From the ease of initial entry of information, to dealing with unexpected changes from our end and answering our many questions, Nathan was always ready to support us and go above and beyond.

Harry Nicholls

Nathan is an incredible mortgage broker. He made the entire process go by smoothly, and negotiated several great options within days. Even though we had to apply for a second loan after the first was approved due to change in circumstances, he kept the process as stress free as possible. We are all the way in WA, and despite the time differences, he was still lightning quick with his responses, even outside of business hours. He is friendly, approachable, and answered all of our silly little questions with ease and confidence. We can’t wait to recommend Nathan to our friends and family, and we would definitely seek out his services again in the future. We have Nathan to thank for allowing us to buy our first home. Thank you!

Eda Pui

My refinance process was smooth and hassle-free. Nathan was highly responsive, knowledgeable, and made everything easy from start to finish. I felt confident throughout and look forward to working with him again in the future. Highly recommended.

Brendon Xu

Could not fault this business, the efficiency and quality of Nathan’s service is second to none, he made buying a home simple and stress free. Thanks again.

josh

Nathan has been an amazing mortgage broker for us. There was a lot of questions my husband and I were concerned and unsure about, but Nathan was able to break down our concerns and address them- leaving us stress free. He went above and beyond for us to secure our home and we are so grateful. Highly recommend!!

Alyssa Balayo

Working with Linton Finance was a game changer for us, they were somehow able to get us approved just days after speaking and our loan refinanced to a cheaper rate with cash out for a renovation in 2 weeks. The whole process was without any printing and signing and Nathan always picks the phone up when we call with questions. Super happy with the result and look forward to recommending them to our friends and family.

Michael Angelo DelaCruz Rubio

Frequently Asked Questions

What’s the benefit of working with an independent mortgage broker?

Unlike banks that only offer their own loan products, we’re a boutique, fully independent mortgage brokerage with access to over 30 lenders. Unlike larger brokerages that pass clients off to offshore teams after the initial consultation, we handle everything in-house—from application to settlement and beyond—ensuring seamless communication and personalised service.

How do mortgage brokers get paid? Does it cost me anything to use your service?

No, our service is completely free for you. As a mortgage broker, we’re paid a commission by the lender when your loan settles—meaning you get expert advice and a tailored loan solution without any extra cost. Unlike a bank, we compare multiple options to find you the best deal, not just push one lender’s products.

Are your mortgage brokers licensed and accredited?

We are fully accredited mortgage brokers and members of the Mortgage and Finance Association of Australia, Registered with AFCA and we partner with the largest aggregator in the country 'Australian Finance Group' giving us the best access to technology & security for our clients.

Can you negotiate mortgage rates with a broker?

Absolutely, I submit special pricing requests for all my clients deals and ensure that we leverage our banking relationships to drive best pricing outcomes for our clients at loan application stage and beyond as we continue to service your loan.

What documents do you need for a mortgage?

The exact documents depend on your situation, but generally, you’ll need:

ID (Driver’s License or Passport)
Proof of income (Payslips, tax returns if self-employed)
Bank statements (Showing savings and expenses)
Existing loan details (If refinancing)

Don’t worry—we guide you through the entire process, making it as easy as possible.

Are you required to meet in person to get a loan completed?

No, you don’t have to meet in person with a mortgage broker. We offer online consultations via Zoom and can handle the entire process remotely, including submitting documents and discussing loan options on a phone or video call. We understand that not everyone works 9-5 pm and you may have commitments such as family, sport or social outside of work. The flexibility we offer makes it convenient for you to work with us regardless of location.

How long does it take to get loan options?

We prioritise all our customers loan applications, if you've provided us the relevant documents we need we'll then provide a 'product comparison report' which will have 3 lender options in it with special pricing discounts requests in under 24 hours. (I know quick right!)

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